Start by listing your household income, savings, rent or mortgage, bills and any benefits you already receive. Use an independent benefits calculator, such as one recommended by GOV.UK, to identify support you might qualify for, then apply through the relevant official service. Check your local council’s website for help with food, energy, housing or council tax, and ask your energy supplier about its support scheme or payment options. Because eligibility and payments depend on your circumstances, GOV.UK, Citizens Advice or a benefits adviser can help you check the details.