“Cost of living support scheme” can refer to several forms of help rather than one single UK-wide payment, including benefits, energy support and local council assistance such as the Household Support Fund. Eligibility, payment amounts and application deadlines depend on your circumstances and where you live, and schemes can change. Check the latest information on GOV.UK and your local council’s website, and use an official benefits calculator to explore possible support. Be cautious of messages asking for bank details or an upfront fee, as these may be scams.