Can Universal Credit help me pay a tenancy deposit and is it covered by a deposit protection scheme?

10 Oct 2026, 08:38
Q A Reader Asker

Can Universal Credit help me pay a tenancy deposit and is it covered by a deposit protection scheme?

A Sorted Team Answered by

A tenancy deposit protection scheme is separate from Universal Credit: it requires most landlords in England and Wales to protect your deposit with an approved scheme, rather than paying it for you. Universal Credit does not usually include a deposit payment, but you may be able to apply for a Budgeting Advance if you meet the eligibility rules. Your local council may also offer a rent deposit, bond or guarantee scheme, depending on its criteria. Check GOV.UK and your council’s housing team for current options and eligibility.

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