If you are struggling with energy bills in Birmingham, contact your supplier early to discuss affordable payment options and check whether you qualify for schemes such as the Warm Home Discount. You can also look at Birmingham City Council’s cost-of-living support and the latest guidance on GOV.UK, as local schemes and eligibility can change. Ofgem’s energy price cap affects many standard variable tariffs, but your actual bill depends on usage, payment method and tariff. A free adviser from Citizens Advice or an energy-support charity can help you check your options.