If you live in Cardiff, you may be able to get help through your supplier, the Warm Home Discount scheme, or the Welsh Government’s Nest service, which offers free energy advice and may provide home improvements for eligible households. Check Cardiff Council’s cost-of-living support and the latest guidance on GOV.UK, as eligibility depends on your income, benefits, home and circumstances. Contact your supplier early if you are behind on payments, because it may offer an affordable repayment plan or other support. Compare tariffs and check your meter readings, but use an FCA-authorised energy broker or an independent advice service if you need help understanding a deal.