Start by opening a UK current account with a bank or building society, checking what identity and address documents it accepts; some providers offer basic accounts if you cannot yet provide standard proof of address. Create a realistic budget for rent, bills, travel and food, and check your payslip for tax and National Insurance deductions. Be cautious of scams, high-cost borrowing and anyone asking you to receive or transfer money through your account. For guidance on tax, benefits and National Insurance, use GOV.UK, and compare savings or borrowing only through an FCA-authorised provider.