In 2026, review changes affecting your income, tax, benefits, pension contributions, savings rates, mortgage or rent and household bills, as these can vary by circumstances and provider. The UK tax year changed on 6 April 2026, so check your payslip, tax code and any updated allowances or thresholds with HMRC. If you claim benefits or receive a State Pension, use the relevant GOV.UK calculator or official guidance to check whether payments or eligibility have changed. Before switching products or making investment decisions, compare the full costs and consider advice from an FCA-authorised firm.