Start by comparing current accounts, mobile phone deals, energy tariffs and broadband rather than accepting the first offer, checking whether a provider is FCA-authorised where relevant. Use a railcard or local travel pass if eligible, shop with supermarket loyalty schemes, and compare prices through reputable comparison services. Set up a budget for rent, council tax, utilities and food, and check the official GOV.UK website to see whether you may qualify for benefits or help with bills. Be cautious of unexpected requests for money or bank details, as scams targeting new arrivals are common.