Start with GOV.UK’s “Help with the cost of living” pages for current information about support with energy, benefits, housing and other essential costs. Use the GOV.UK benefits calculators to check whether you might be entitled to help, although the final decision rests with the relevant department or council. You can also check your local authority’s guidance on Council Tax reductions and support schemes. For budgeting ideas and debt guidance, MoneyHelper is a free government-backed service, while regulated debt advice may be suitable if you are struggling with repayments.