Start by taking opening meter readings and checking your tenancy agreement to see which bills are included. Compare energy, broadband and mobile tariffs using reputable comparison services, and ask suppliers about cheaper social tariffs or payment support. Contact your local council about Council Tax discounts, exemptions and Council Tax Reduction, and check GOV.UK for benefits or schemes you may qualify for, remembering that immigration conditions such as “no recourse to public funds” can affect eligibility. Reduce usage with draught-proofing, efficient heating and off-peak appliances, and get advice from Citizens Advice if you are unsure.