Start with the GOV.UK cost of living and “Help with bills” guidance, which covers possible support with energy, council tax, rent and other essential costs. Check your local council’s website because help and eligibility can vary by area. GOV.UK also links to benefits calculators, which can help you identify support you may be able to claim, although the relevant department makes the final decision. Energy-saving advice is available through GOV.UK and Ofgem, and your supplier may also offer payment plans or hardship support.